Skip to main content

How To Get a Phone Plan Even if You Have Bad Credit

3 minute read

By Katie Ormsby

Having reliable phone service is crucial for staying connected, managing work, and accessing services. Bad credit can make getting a phone plan hard, but there are options! Start a search today to learn more.

People with bad credit can secure an affordable and dependable phone plan. Fortunately, some options don’t require a credit check. These plans provide a way for those with bad credit to stay connected.

Phone Plans for People With Bad Credit

Bad credit refers to a person’s poor credit history, which can be the result of missed or late payments on loans, credit cards, or other financial obligations. Since some phone service providers require credit checks, it can make it difficult for individuals with bad credit to secure phone plans.1

Tim Robberts/Getty

Fortunately, some providers in Australia offer affordable phone plans specifically designed for people with bad credit, allowing them to stay connected without breaking the bank. For instance, there are two common options for people with poor credit — prepaid phone plans and no-contract plans.

Choosing the Right Provider for Your Needs

Not all phone providers offer plans for people with bad credit, so it’s essential to research and compare your options. Some Australian providers specialize in offering phone plans for those with bad credit, while others have flexible credit requirements that may work.

Look for providers with transparent pricing, no hidden fees, and plans that offer the features you need, such as unlimited calls and texts. Some of the top phone service providers for people with bad credit in Australia include Lebara, ALDImobile, and Moose Mobile.4

Budget-Friendly Features To Keep in Mind

When selecting a phone plan, it’s important to find one that meets your needs without exceeding your budget. Here are some budget-friendly features to consider when searching for a phone plan.

Strategies for Rebuilding Credit

While securing a phone plan with bad credit is possible, it’s also wise to work on rebuilding your credit. Here are some steps to help improve your credit score in the future.

Staying Connected With the Right Phone Plan

Reliable phone service is essential in today’s world, and having bad credit should not prevent you from staying connected. By exploring options like prepaid plans and no-contract plans and choosing the right provider, people with bad credit can access affordable and dependable phone service in Australia.

Additionally, focusing on budget-friendly features and actively working to rebuild your credit can help put you on the path to better financial health and even more phone plan options in the future. Stay connected and take control of your finances with a phone plan that suits your needs and budget.

Katie Ormsby