Posts Tagged ‘finance’

Term Life Insurance Could Be Getting Cheaper for Many Americans

Have you looked into life insurance? It’s likely you haven’t. Most Americans know they should get life insurance, yet do nothing about it. According to a study by LIMRA, only 44 percent of American households had life insurance in 2010. That’s more than 50 percent of people who are leaving their loved ones unprotected and…

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Why Medicare is Important for Seniors with Diabetes

If you’re diagnosed with diabetes, you may need to regularly test your blood sugar and inject yourself with insulin if your body is unable to produce this critical hormone.1 For some seniors who are on a fixed income, the additional costs that stem from a diabetes diagnosis may be too much for their budget to bear. That’s where Medicare comes in. If you have diabetes, it pays to be aware of all the different ways that Medicare can help you. Here are some of the reasons why Medicare is so critical to seniors with diabetes.

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Top Checking Accounts for Senior Needs

As more and more people retire, it seems like many banks are still treating seniors and retirees as a niche market, even though they represent 70 percent of bank balance holders in the United States. If you’re 55 years of age or older, it definitely pays to explore your options for checking accounts targeted towards seniors and compare them with any existing bank accounts you own. Some of the best options are listed below.

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4 Reasons Seniors Need a Financial Advisor

Aging brings a whole host of new challenges and changes, and one of the biggest comes in the form of your finances. Whether you’ve been saving up for a few years, have a retirement account, or are just now thinking about your golden years, the reality is your finances will seriously impact you as a…

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Can I Afford to Keep My Pet?

It’s no surprise that pet ownership can be expensive, though some would say the rewarding experience of having a cute and cuddly companion is priceless. However, it’s important to be realistic, as the cost of owning a pet is more than just the adoption or breeder fee and the expense of food. If you want…

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3 Mortgage Options for Anyone with Bad Credit

Buying a house isn’t an easy process, but it can be especially difficult if your credit is less than perfect. Bad credit, or a limited credit history, can make it seemingly impossible to qualify for a mortgage of any kind. But those with bad credit have options. If you’re trying to secure a home loan…

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Should You Consider a Debt Consolidation Loan?

Are you struggling with debt? You aren’t alone — most people are weighed down by a sheer mountain of different debts, from credit card debt to home and auto loans to personal loans. Experian1 reports that the average U.S. household carries at least three credit cards, each with a balance of $4,427 for a total credit…

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The Best Lenders for Finding Auto Loans for Bad Credit

Think you can’t finance a new car because your credit isn’t perfect? That’s a myth. Anyone can finance a car today – and you don’t have to have a stellar credit score to get a great loan. If you have poor credit, you have options that will allow you to finance the car of your…

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