Bad credit is defined as a FICO score of less than 600.1 There are many ways to end up with bad credit on your record. These include unpaid medical debts, balances on utility accounts, late payments on a credit card, declaring bankruptcy, having a tax lien, getting your car repossessed, and real estate foreclosures. When […]

What should your first move be after being attacked by a dog? Many people shrug these incidents off as minor flukes, but they’re not as harmless or rare as you might think. In fact, over 4.5 million Americans get bitten annually.1 According to the U.S. Centers for Disease Control, one in five of these victims […]