credit cards

Credit card debt often feels like a never-ending cycle due to high interest rates. According to Nerd Wallet, 48 percent of American households have a revolving credit card balance and owe an average of $6,929. Even worse, these credit card holders rack up an annual interest rate that averages $1,141.1 Clearly, help is needed to […]

When you buy your groceries, head to the mall to get a gift, purchase airline tickets, or book a hotel, you most likely use a major credit card, such as a Visa or Mastercard. For most individuals, using a credit card is an everyday experience, even popular for the smallest purchases. The reason for this […]

If you aren’t getting cash back with your purchases, you’re behind the times. With so many excellent cash back credit cards available, picking the card that’s right for you can be a struggle. Since each card offers a unique set of perks — from offering rewards in specific categories to special incentives for purchasing from […]

Credit card signup bonuses offer a variety of ways to improve your personal finances. People with good credit can qualify for signup bonuses that include no interest for certain time periods and the ability to transfer your balance from high-interest credit cards for a substantial benefit. Even those without excellent credit can save thousands in […]